Is there a place that will give a student a loan who has no credit or cosigner?
November 8, 2010 by admin
Filed under Student loans
I am a student and I need a Student loan but I don’t have anyone who can co-sign for me and I don’t have enough credit to get one myself. Does anyone know of a place out there who will give a loan to a student like me?
When I was a freshman in college, I got a student loan through the financial aid department, which actually was a loan through Wells Fargo. I’ve heard that for auto/home loans, they’re the toughest, but for student loans they’re incredibly giving. I’ve been working with them for quite a while now and they’re great
Best of luck. . . .
You are eligible for a federal student loan issued by the government. Here’s what you need to do to get one:
1) Fill out the FAFSA. This will determine if you are eligible for financial aid. Go here:
http://www. fafsa. ed. gov/
2) Once you are eligible for aid, choose a government-based student loan. The best loan to get is a Federal Perkins Loan. These have low interest rates and the government will help you pay it back as long as you stay enrolled in school. You also don’t need a cosigner or good credit for it. For more info go here:
http://www. studentfinancedomain. com/student_loans/perkins_student_loans. aspx
3) The next best loan to get is a Subsidized Stafford Loan. This has many of the same benefits as a Perkins Loan. Learn more here:
http://www. studentfinancedomain. com/student_loans/subsidized_stafford_loan. aspx
You can also try to get a grant or scholarship, which is free money that you won’t have to pay back. You can read about them here:
http://www. studentfinancedomain. com/financial_aid/college_scholarship. aspx
And here are some good sites that offer grants and scholarships:
http://www. fedmoney. org/
http://www. freegovmoney. net/
http://www. grants. gov/
http://www. findtuition. com/scholarships/
http://apps. collegeboard. com/cbsearch_ss/welcome. jsp
http://www. educationplanner. com/education_planner/paying_article. asp?sponsor=2859&articleName=Grants_and_Scholarships
http://www. studentawards. com/
http://www. college-scholarships. com/
Good luck!
Some student loans are possible without co-signer
I found interesting information about your answer, college loans, scholarships, college grants & partime works here. http://all-student-loan-consolidation. blogspot. com/2007/07/college-loan-consolidation. htmlGood luck!