National student loan debt exceeds credit card debt

As a new school year starts, many students are carrying a much larger burden than just their books. Record enrollment rates and the economy have driven many individuals to seek Student loans, both private and federal. According to USA Today, Student loan debt now exceeds credit card debt in the United States at $850 billion.

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• Is it better to thousands of dollars in student loan debt or having a credit card?
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• Can i payoff my outstanding debt, i. e. car debt, credit card, and personal loans off with a student loan?
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• When you consolidate student loans, can you add credit card debt into the consolidation?
• How does student loan debt have an effect on my credit score?