must we file for bankrupcy?

we were in school and made the mistake of buying a house too early. we are paying our mortgage and car payments and can’t afford to pay back much else. we now have about 25k in delinquent credit cards. they are all “charged off” at this point. we also have public and private Student loans, [...]

ought to we file for bankrupcy?

we were in school and made the mistake of buying a house too early. we are paying our mortgage and car payments and can’t afford to pay back much else. we now have about 25k in delinquent credit cards. they are all “charged off” at this point. we also have public and private Student loans, [...]