Best way to get the lowest monthly payment is to consolidate your loan (you can consolidate even one loan) and get the longest repayment term available, which depends on how much you owe.
Remember, if you do this, and pay only the monthly minimum, you will end up paying more interest over the life of a loan (just like a credit card).
Sallie Mae is the largest consolidator of loans (including direct loans). Their site has a lot of good info, including an FAQ and a calculator so you can see what your monthly payment might be.
1110 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . litle pennies !! they dont get a lot
Best way to get the lowest monthly payment is to consolidate your loan (you can consolidate even one loan) and get the longest repayment term available, which depends on how much you owe.
Remember, if you do this, and pay only the monthly minimum, you will end up paying more interest over the life of a loan (just like a credit card).
Sallie Mae is the largest consolidator of loans (including direct loans). Their site has a lot of good info, including an FAQ and a calculator so you can see what your monthly payment might be.
http://www. salliemae. com/after_graduation/manage_your_loans/consolidate_student_loans/student_loan_consolidation. htm
This site should help you http://www. studentfinancialadvisors. com
They give the best deal out there.